These Terms and Conditions govern your use of the Hamra Equities Inc. website. By accessing or using this site, you agree to be bound by them. If you do not agree, please do not use the site.
Use of this website
This website is provided for informational purposes and to allow you to contact us. You agree to use it only for lawful purposes and not in any way that could damage, disable, or impair the site or interfere with anyone else's use of it. You agree that information you submit is accurate and that you are authorized to provide it on behalf of the business named.
No offer of financing
Nothing on this website is an offer, commitment, or guarantee of funding. All funding is subject to our review and approval, and to the terms of a signed agreement. Amounts, factor rates, terms, payment amounts, and payment frequency vary by business and are disclosed to you in writing before you sign.
A merchant cash advance is not a loan. It is the purchase of a portion of a business's future receivables at a discount, funded from our own capital. The total amount to be repaid is fixed at the outset and does not decrease if repaid early. Our products are commercial financing provided to businesses for business purposes only, and are not consumer credit.
SMS terms and conditions
By providing your mobile telephone number and opting in, you agree to receive recurring SMS text messages from Hamra Equities Inc., including messages sent using an automatic telephone dialing system or other automated technology, for customer care, informational, and account-related purposes, and for promotional and marketing purposes relating to commercial financing.
Message frequency varies. Message and data rates may apply depending on your mobile carrier and plan. Carriers are not liable for delayed or undelivered messages.
To opt out, reply STOP to any message from us. You will receive one final message confirming you have been unsubscribed, after which we will send no further messages to that number unless you opt in again.
For help, reply HELP to any message, email henry@hamra-equities.com, or call (917) 439-1318.
Consent to receive text messages is not a condition of any purchase or of receiving funding. We do not sell or share your mobile number or your consent with third parties for their own marketing purposes. See our Privacy Policy for how we handle this information. We may modify or discontinue our messaging program at any time.
Intellectual property
The content of this website, including text, graphics, and logos, belongs to Hamra Equities Inc. and is protected by applicable intellectual property law. You may not reproduce, distribute, or create derivative works from it without our written consent.
Disclaimer of warranties
This website and its content are provided "as is," without warranties of any kind, express or implied. We do not warrant that the site will be uninterrupted, error-free, or free of harmful components.
Limitation of liability
To the fullest extent permitted by law, Hamra Equities Inc. will not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or relating to your use of this website.
Governing law
These Terms are governed by the laws of the State of New York, without regard to its conflict of law provisions.
Changes to these terms
We may modify these Terms at any time. Changes are effective when posted to this website, and your continued use constitutes acceptance.
Contact us
Hamra Equities Inc.
2286 East 2nd Street
Brooklyn, NY 11223
(917) 439-1318
henry@hamra-equities.com