Hamra Equities Inc. ("we," "us," or "our") respects the privacy of the businesses and individuals we work with. This Privacy Policy describes what information we collect, how we use it, and the choices you have.
Information we collect
We collect information you provide to us directly, including when you:
- Submit a form on this website
- Apply for funding or request information about our products
- Speak with us by phone, email, or text message
- Opt in to receive communications from us
This may include your name, business name, email address, telephone and mobile numbers, business address, information about your business and its revenue, bank statements and other financial records you choose to provide, and identifying information required to evaluate and process an application.
We also receive contact and business information from third-party lead providers and marketing partners where a business has expressed interest in commercial financing. We maintain records of the source of that information.
How we use your information
- Respond to inquiries and provide customer service
- Evaluate, underwrite, process, and service funding applications
- Communicate with you about your application and any funding we provide
- Send information about our products, services, and promotions where you have agreed to receive it
- Verify identity, prevent fraud, and manage risk
- Comply with legal and regulatory obligations
How we share information
We do not sell, rent, or trade your personal information to third parties for their own marketing purposes.
We may share information with service providers who help us operate our business — including banking, payment processing, identity verification, document storage, and communications providers — who are bound to keep it confidential and use it only to provide services to us. We may also disclose information where required by law or to protect our legal rights.
SMS and text message communications
If you provide your mobile telephone number and opt in, Hamra Equities Inc. may send you SMS or text messages for customer care, informational, and account-related purposes, and for promotional and marketing purposes, including messages sent using automated technology. The information collected at opt-in consists of your mobile telephone number, your name, and the date, time, and method of your consent, which we retain as a record of that consent.
Message frequency varies. Message and data rates may apply depending on your mobile carrier and plan. Carriers are not liable for delayed or undelivered messages.
You may opt out at any time by replying STOP to any message from us. For assistance, reply HELP or contact us at henry@hamra-equities.com or (917) 439-1318.
We do not sell or share your mobile telephone number or your consent to receive text messages with any third party for that third party's own marketing purposes. Text messaging originator opt-in data and consent are not shared with any third party or affiliate for marketing purposes. Mobile information is used only as described in this Privacy Policy and in accordance with applicable law. Consent to receive text messages is not a condition of any purchase or of receiving funding.
Data security
We use technical and organizational measures intended to protect the information we hold, including access controls and encryption of sensitive records. No method of transmission or storage is completely secure, and we cannot guarantee absolute security.
Data retention
We retain information for as long as needed to provide our services, meet legal, tax, and regulatory obligations, and resolve disputes. Records of opt-out requests are retained indefinitely so that we can honor them.
Your choices
You may request access to, correction of, or deletion of your personal information by contacting us at henry@hamra-equities.com. You may opt out of marketing email by using the unsubscribe link in any message, and out of text messages by replying STOP. Certain records must be retained where required by law, including records of your opt-out.
Children
Our services are offered to businesses. This website is not directed to children, and we do not knowingly collect information from anyone under 18.
Changes to this policy
We may update this Privacy Policy from time to time. Changes take effect when posted on this page, and we will update the date above.
Contact us
Hamra Equities Inc.
2286 East 2nd Street
Brooklyn, NY 11223
(917) 439-1318
henry@hamra-equities.com