Hamra Equities Inc.

Working capital, funded directly.

Hamra Equities Inc. provides revenue-based funding to small and mid-sized businesses across the United States. We fund from our own capital, which means the decision on your file is ours to make.

Talk to us about your business

What we do

We purchase a portion of a business's future receivables and advance the funds from our own capital. Repayment moves with your sales rather than sitting on a fixed monthly schedule, which suits businesses whose revenue changes week to week.

Revenue-based funding

An advance against future receivables, repaid as a set percentage of daily or weekly deposits.

Working capital

Funds for payroll, inventory, equipment, seasonal gaps, or taking on a job that's larger than your current cash position.

Renewals

Existing clients who have paid down a meaningful portion of a position can access additional capital without starting over.

How it works

  1. Tell us about the business A short application and a few months of recent bank statements. There is no cost to apply and no obligation.
  2. We review it in house Our own underwriters look at deposit volume and consistency, time in business, and any existing positions. Most files get an answer the same day.
  3. You see the terms in writing Amount, factor rate, term, payment, and frequency — before you commit to anything.
  4. Funding Once contracts are signed and verification is complete, funds are sent by wire or ACH. Timing depends on your bank.