/* Hamra Equities Inc. — corporate site.
   Two audiences: business owners deciding whether to send us their numbers,
   and a carrier reviewer deciding whether this company is real. Both are
   better served by a page that looks plainly like a finance firm than by
   anything decorative. */

:root {
  --paper:   #FCFCFA;
  --panel:   #FFFFFF;
  --ink:     #16202E;
  --body:    #3C4A5C;
  --muted:   #6B7889;
  --rule:    #DDE2E8;
  --accent:  #1F5F55;
  --accent-soft: #EDF3F1;

  --sans: "Libre Franklin", -apple-system, "Segoe UI", Roboto, Helvetica, sans-serif;
  --measure: 68ch;
}

* { box-sizing: border-box; }

html { -webkit-text-size-adjust: 100%; }

body {
  margin: 0;
  background: var(--paper);
  color: var(--body);
  font-family: var(--sans);
  font-size: 17px;
  line-height: 1.65;
  -webkit-font-smoothing: antialiased;
}

a { color: var(--accent); }
a:hover { text-decoration: none; }
:focus-visible { outline: 2px solid var(--accent); outline-offset: 3px; }

h1, h2, h3 { color: var(--ink); font-weight: 600; letter-spacing: -0.015em; line-height: 1.2; }
h1 { font-size: clamp(2rem, 5vw, 2.9rem); margin: 0 0 1rem; }
h2 { font-size: 1.4rem; margin: 3rem 0 1rem; }
h3 { font-size: 1.05rem; margin: 0 0 .4rem; }
p, li { max-width: var(--measure); }

.wrap { max-width: 68rem; margin: 0 auto; padding: 0 1.5rem; }

/* --- header --------------------------------------------------------------- */

.masthead {
  border-bottom: 1px solid var(--rule);
  background: var(--panel);
}

.masthead .wrap {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 2rem;
  min-height: 76px;
  flex-wrap: wrap;
}

.wordmark {
  display: flex;
  align-items: center;
  gap: .65rem;
  text-decoration: none;
  padding: 1rem 0;
  color: var(--accent);
}
.wordmark .mark { width: 30px; height: 30px; flex-shrink: 0; display: block; }
.wordmark .name { color: var(--ink); font-weight: 600; font-size: 1.12rem; letter-spacing: -0.015em; }
.wordmark:hover .name { color: var(--accent); }

.masthead nav { display: flex; gap: 1.5rem; flex-wrap: wrap; padding-bottom: .5rem; }
.masthead nav a { color: var(--body); text-decoration: none; font-size: .95rem; }
.masthead nav a:hover, .masthead nav a[aria-current="page"] { color: var(--accent); }

/* --- hero ----------------------------------------------------------------- */

.hero { padding: 4.5rem 0 3.5rem; border-bottom: 1px solid var(--rule); }
.hero p.lede { font-size: 1.15rem; color: var(--body); max-width: 54ch; }

.cta {
  display: inline-block;
  margin-top: 1.75rem;
  background: var(--accent);
  color: #fff;
  text-decoration: none;
  font-weight: 500;
  padding: .7rem 1.5rem;
  border-radius: 3px;
}
.cta:hover { background: #17493F; }

/* --- content -------------------------------------------------------------- */

main { padding: 1rem 0 4rem; }
.section { padding-top: 1rem; }

.cards {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(16rem, 1fr));
  gap: 1.75rem 2.5rem;
  margin-top: 1.5rem;
}
.card { border-top: 2px solid var(--accent); padding-top: .9rem; }
.card p { margin: 0; font-size: .97rem; }

/* Numbered because the content really is a sequence. */
.steps { counter-reset: s; list-style: none; padding: 0; margin: 1.5rem 0 0; max-width: var(--measure); }
.steps li { counter-increment: s; position: relative; padding: 0 0 1.3rem 2.6rem; }
.steps li::before {
  content: counter(s);
  position: absolute; left: 0; top: .05rem;
  width: 1.75rem; height: 1.75rem;
  display: grid; place-items: center;
  background: var(--accent-soft); color: var(--accent);
  border-radius: 50%; font-size: .85rem; font-weight: 600;
}
.steps strong { color: var(--ink); display: block; font-weight: 600; }

.note {
  background: var(--accent-soft);
  border-left: 3px solid var(--accent);
  padding: 1.1rem 1.3rem;
  margin: 2rem 0;
  max-width: var(--measure);
}
.note p { margin: 0; font-size: .95rem; }
.note p + p { margin-top: .6rem; }

.legal h2 { font-size: 1.15rem; margin: 2.5rem 0 .75rem; }
.legal p, .legal li { font-size: .97rem; }
.legal ul { padding-left: 1.2rem; }
.legal li { margin-bottom: .35rem; }
.updated { color: var(--muted); font-size: .9rem; margin-top: -.5rem; }

/* --- form ----------------------------------------------------------------- */

.form { max-width: 34rem; margin-top: 1.75rem; }
.form label { display: block; font-size: .9rem; color: var(--ink); font-weight: 500; margin: 1.1rem 0 .35rem; }
.form input[type=text], .form input[type=email], .form input[type=tel], .form textarea {
  width: 100%;
  font: inherit; font-size: 1rem;
  padding: .6rem .75rem;
  border: 1px solid var(--rule);
  border-radius: 3px;
  background: var(--panel);
  color: var(--ink);
}
.form textarea { min-height: 7rem; resize: vertical; }

.consent { display: flex; gap: .7rem; align-items: flex-start; margin: 1.75rem 0 0; }
.consent input { margin-top: .3rem; flex-shrink: 0; width: 1.05rem; height: 1.05rem; }
.consent span { font-size: .87rem; color: var(--body); line-height: 1.5; }

.form button {
  margin-top: 1.75rem;
  font: inherit; font-weight: 500;
  background: var(--accent); color: #fff;
  border: 0; border-radius: 3px;
  padding: .7rem 1.6rem;
  cursor: pointer;
}
.form button:hover { background: #17493F; }

.contact-details { margin-top: 2.5rem; padding-top: 1.75rem; border-top: 1px solid var(--rule); }
.contact-details dl { display: grid; grid-template-columns: 7rem 1fr; gap: .5rem 1rem; margin: 0; }
.contact-details dt { color: var(--muted); font-size: .9rem; }
.contact-details dd { margin: 0; font-size: .95rem; }

/* --- footer --------------------------------------------------------------- */

.colophon {
  border-top: 1px solid var(--rule);
  background: var(--panel);
  padding: 2.5rem 0;
  font-size: .9rem;
  color: var(--muted);
}
.colophon .mark { width: 26px; height: 26px; color: var(--accent); display: block; margin-bottom: .75rem; }
.colophon .entity { color: var(--ink); font-weight: 600; margin: 0; }
.colophon address { font-style: normal; margin: .4rem 0 1.2rem; }
.colophon nav { display: flex; gap: 1.5rem; flex-wrap: wrap; margin-bottom: 1.2rem; }
.colophon nav a { color: var(--body); text-decoration: none; }
.colophon nav a:hover { color: var(--accent); }
.colophon .disclosure { max-width: var(--measure); font-size: .84rem; line-height: 1.55; }

@media (max-width: 640px) {
  body { font-size: 16px; }
  .wordmark .mark { width: 26px; height: 26px; }
  .wordmark .name { font-size: 1rem; }
  .hero { padding: 3rem 0 2.5rem; }
  .masthead .wrap { min-height: 0; padding-top: .5rem; }
  .contact-details dl { grid-template-columns: 1fr; gap: .15rem; }
  .contact-details dt { margin-top: .6rem; }
}